David Giertz Explains Why It’s So Important To Talk To Clients About Social Security

In a message directly aimed at financial advisors, David Giertz explains in a Wall Street Journal interview why it’s vital to their interests and their clients to broach the important topic of social security. As a President at Nationwide Financial, he recently commissioned a study about this issue and the results showed that most people don’t get any advice about social security from their financial advisors.

In warning advisors to talk about social security on CNBC.com, David Giertz said that his study showed that the majority of clients will leave their advisor if they don’t talk about social security. Avoiding the subject is going to seriously hurt an advisor’s retention unless they’re willing to change.

David Giertz’s other point was that social security is increasingly a large part of what retirees live on. If someone is relying on social security to provide half their income post-retirement it’s simply too big of an issue to avoid on Vimeo.

David Giertz has been involved in the financial industry since the 1980’s. He has served as a financial advisor himself during his career. He graduated in 1986 from Millikin University where he earned his B.A. in Management and Business Administration. In 2002 he attended the University of Miami – School of Business and graduated in 2003 with his MBA.

At Nationwide Financial Distributors, a subsidiary of Nationwide Financial, David Giertz initiates and develops their financial products and services. This includes retirement plans, annuities, mutual funds, and other products that are then sold through third parties such as broker/dealers, wirehouses, and banks.

As social security is so important, David has talked about the issue before. He cautions people to not take social security too early as it drastically reduces the amount someone can receive by waiting closer to age 70. Many people start collecting it as soon as possible which he says is likely a huge mistake at https://angel.co/david-giertz.

Growth of Honey Birdette Since 2006

The plans by Honey Birdette, an Australian lingerie brand, to expand its UK portfolio to 40 stores from its 3 stores currently operational, were announced when the brand launched its US based e-commerce site. This brand, founded by Eloise Monaghan in Brisbane, announced that by 2018 its UK presence would have multiplied.


The launch of the US site was encouraged by the brand’s 374% increase in online sales in US alone over 12 months. The launch is meant to enhance customer experience. Faster and free delivery, where orders of over $ 50 are made, can be expected going forward. There will also be an extended range of products to create variety for clients.


The UK reach


Honey Birdette is also keen on making a mark in the UK market. It was in London, after all, that the brand opened its first international store. Apart from the Covent Garden store in London, Honey Birdette opened another store in Westfield White City and Victoria Gate in Leeds. Owing to the good reception the brand is enjoying, it has revealed intentions to open other stores in Leeds, Liverpool, Stratford and Newcastle.


Australia Clientele


In Australia, where Eloise launched the brand, there are 55 stores. Plans are still underway to expand at home. Honey Birdette is also keen on growing its brand to other plum locations outside Australia. The brand, whose premium label goes for 35 to 60 pounds, enjoys BBRC’s backing.


The Honey Birdette’s Story


It was in 2006 that Honey Birdette rolled out its services in Australia. The Honey Birdette idea was planted when two friends, spending time out together, were just discussing the frustration of not being able to find provocative lingerie and bedroom accessories to ignite sensuality in their bedroom chambers. In order to realize the dream, Honey Birdette sets up boutiques that are bent to recreate the bedroom experience. The boutiques are flirty and unapologetically sensual.

The Remarkably Successful Leader, Antony Petrello

Rising to the ranks of a highly paid professional position is no mean achievement. It is the dream of every expert to lead a tremendously successful career. However, only a few are lucky. Among this short list is Antony Petrello. He has risen to the posts of the President, Chief Executive Officer, and the Chairman of the Board of Nabor’s Industries. It has, in turn, been a lucrative career expedition for him.

Antony Petrello, exercising his duties as the Chairman of the Board and the CEO of the firm, made a total compensation of over 27 million dollars in 2015. Of these, 16,863,656 dollars was allotted to stock, 7,727,000 dollars as a bonus, 1,580, 077 as the salary and 1,342,206 dollars as other types of compensation according to the proxy statement and learn more about Antony.

Certainly, Antony Petrello is among the highest paid CEOs in America. He probably does not cross the thoughts of many, but he does make the cut, and he stands out in every way. He made a net worth increase of 246% to 68.2 million dollars in 2013 compared to the previous year. He ranked first in AP, and Equilar’s list of the 50 top paid CEOs in 2013. However, the next year, 2014, was not as good due to the high number of complaints from angry shareholders. He guaranteed180% increase in the firm’s share prices, which to the shareholders was not good enough and more information click here.

Antony Petrello’s college roommate, Lloyd Grove, has not been as fortunate. He terms the experience of the revelation of his mate’s success as impossible and inescapable. He describes his college friend’s youth as rather normal just like any other average kid. However, he terms his skills in Mathematics as exceedingly fascinating, and it was to Lloyds surprise that he did not become a Mathematician. Tony’s success has led him to re-examine his life, and despite his age, he is determined to attain even greater goals. His remarkable achievements are a motivation to many in their careers and Antony of Website.

More visit: https://anthonypetrello.wordpress.com/

Why Evolution Of Smooth Took Off

Capturing The Hearts Of The Crowd

The business of selling personal care products isn’t always an easy one, but the rewards for doing so are certainly big. It comes as no surprise that Evolution of Smooth is now one of the most popular brands in America or that young women have flocked to it. What is surprising is that the creators managed to do so within a decade and haven’t seen their success with Evolution of Smooth fade away yet.

The Millennials Loved It

Millennial women flocked to Evolution of Smooth in incredible numbers. There simply wasn’t anything like the amazing success this brand managed to receive. The success of Evolution of Smooth is largely due to the product placement the marketing campaigns used to spread awareness of the brand, ebay.com has helpful tips. Every music video had Evolution of Smooth and every celebrity had them in their social media. That led to the brand turning into the hit is today. Now, with the success the brand has seen there is a greater focus on trying to expand into new markets in order to turn Evolution of Smooth into an empire.  Check on this!

Where Evolution Of Smooth Goes From Here

The brand is going to focus on bring new products into the world such as lotions and shaving creams. People want what this brand has to offer and they’re willing to pay a high price to get exactly what they feel they should have. A recent study done by Goldman Sachs and Teen Vogue revealed that Evolution of Smooth lip balm was one of the most popular brand among young women. This will likely continue as the brand continues to search over the course of years. When you have something people want it isn’t hard to reach the top of your industry.  Check EOS on their facebook.com page.

Click this useful link https://well.ca/brand/eos-evolution-of-smooth.html

Dog food varieties that make Beneful stand out

Beneful is the fourth most popular dog food brand in America. What makes the brand popular is its rich heritage and a wide range of dog food. Nestle Purina Petcare owns Beneful brand. The company has new and exciting varieties in the market including dry, wet, snacks and canned foods. It has a wide range of recipes for various foods. They recognize that pets require varying nutritional uptake at different times. They also know the importance of making food excitingly different every time you serve your pet.

Of the dry food varieties, Beneful hosts eight recipes of dry food, 20 recipes for wet foods, and 11 dog treats which include canned baked, twists and snackers. On overall, BenefulIncredibites offer the best poster for Beneful dog food. The Incredibites come in chops can be used instead of snackers. They come in chicken and beef recipes. It is the most exciting dog food. It is innovative, classy and smells great. Your dog will love this menu.The Healthy Smiles are my favorite. They come in two varieties, dental ridge and dental twists. They help reduce plaque and tartar pile up leaving the pet’s teeth white and their breath fresh. The rationale is that even dogs need to boost their esteem. We know how fresh breath and a gorgeous smile can boost your ego. If you love your pet, you need to buy healthy smile dental twists or ridges.

In the wet category, I like Chopped blends. One thing that is for sure is that when choosing dog food, variety and taste is imperative, Chopped Blends come in over ten different combinations. Today you give your pet beef blends, tomorrow turtle blend and so on. There are other blends notable chicken, salmon, fish, lamb and so on. You do not have to worry about dietary content since all Beneful products are balanced for optimal health.In the dry category, Beneful Originals are an impressive try. First, they come with real beef, chicken, or salmon. Secondly, they are optimally dried for consumption. The Originals work with almost any dog and come in all the great recipes. The Originals are easy to carry around ad serve.

Interesting Facts about the Kabbalah Centre

The Kabbalah Center is a nonprofit organization in the United States that propagates Kabbalistic teachings. The ancient wisdom of Kabbalah is used to understand how the universe functions. It entails teaching individuals how to find fulfillment in the world.

The ancient wisdom taught at the Kabbalah Center was once thought to be so complex that only males above forty years were taught about it. However, the Kabbalah Center believes in making this ancient wisdom universally accessible. At the center, people learn about all the branches of life. They include relationships, health and careers. They learn that all these aspects come from a single point. It is a way of seeing the world that allows you to connect all the dots and read full article.

The principles taught by the Kabbalah Center apply to all people no matter their religion or ethnicity. The beauty of the Kabbalah teachings is that readers are not confined into thinking in any particular way. Learners of Kabbalah are not coerced into accepting any form of religion.

The Kabbalah Center provides its teachings online and through its regional centers found in a number of cities. Additionally, study groups are located worldwide for those interested in learning about Kabbalah. Philip Berg and his wife compiled the teachings of the center. The center employs staff from different regions and races of the world.

There are many reasons why everyone should study Kabbalah. For one, we all want to love, have financial security and to have excellent health. In short, we all desire happiness for our children and ourselves.

For people who feel that their life is rocky, learning about the Kabbalah teachings would be great. Most people are resigned to their life being full of ups and downs. However, it does not have to be like that. For those who wish to be part of the Kabbalah center, it is an opportunity to alter your destiny. No matter how old or young you are, you can always change the course that you are on right now. You get the chance to find meaning and purpose in life. Even when it seems destined not to have any and learn more about Kabbalah.

Cassio Audi – The Genius Brazilian Investment Manager

In the face of the struggling recessive economy of Brazil as well as numerous daunting challenges are thrown at it, the Brazilian investors are at sea. Their sole hope and the surviving boat is the Brazilian Investment Management which manages almost all financial instruments like bonds, shares, various types of securities, real estate, etc. to lend profitable returns. Investors coming here are both private investors as well as institutions like insurance companies, pension funds, educational establishments, corporations, etc. They are open to both investment contracts as well as collective investment schemes like mutual funds or exchange-traded.

The services provided by Brazilian investment management (BIM) services encompasses elements of stock selection, asset selection, plan implementation, financial statement analysis as well as continual monitoring of the investments to avert any unseen loss and avoid being taken by surprise. The BIM shines through as a diligent investment manager who assists millions of staff on a daily basis and keeps the Brazilian economy floating and optimistic.

One of the most renowned, reputable and reliable investment managers is Cassio Audi. Anybody in Brazil who has even a remote idea of what a finance manager is cannot help but be aware of this man. This dynamic personality is a one-man company whose advice and decisions have proved hugely profitable for many. He makes intelligent decision to invest in various funds and securities on behalf of his client keeping in mind the investment as well as parameters defined by the clients. His hard work, sincerity, and ability to deliver more than discussed goals are what sets this person apart from the entire bunch of investment manager operating in the Brazilian market.

In his 23 years of career so far, Cassio Audi honed his skills and amassed tremendous experience by working in numerous national and multi-national companies and learning just about everything even remotely connected to finance. His passion for helping people with money to make smart investments has made him the man he is today.

How You Can Earn Cash With Traveling Vineyard

Traveling Vineyard is a vintner located in Ipswich, Maine, that sells its wine through a network of Wine Guides. Once a Wine Guide has signed up with Traveling Vineyard, they are supplied with a Success Kit which includes everything they need to get started. Wine Guides hold wine tasting events in people’s homes that feature Traveling Vineyard’s selection of wine; at the end of the event the people at the party can sign up to receive the wines that they enjoyed.

The Success Kits contains a collection of marketing materials, business paperwork, and a Sommology Kit which is a combination of a cheat sheet and training guide. The kits also include 2 Tasting Sets that each include 5 bottles of wine; this is enough wine for the first two events that the Wine Guide holds. Additionally, the Success Kit includes tasting glasses, a carrying box, and all the needed wine accessories.

Wine Guides, as independent contractors, are free to set their own hours and work as little or as much as they want. Some of the Wine Guides just hold enough events to pay for vacations. Others hold enough events to make being a Wine Guide into a full-time career.

In order to become a Wine Guide, it’s not necessary to be all that knowledgeable about wines. The Traveling Vineyard has on its website what it calls “The Tasting Room”. “The Tasting Room” is the company’s online training center. It features multiple training modules that will teach aspiring Wine Guide’s all they need to know about not only wine but how to operate and grow their business, how to hold a wine tasting party, and all of the information they need to be successful. Traveling VinEyard also encourages them to be anything but stuffy and instead bring out the joy of drinking wine.

Follow Traveling Vineyard on Twitter.

Who Is Julie Zuckerberg? Here Is All You May Need to Know About Her

If your interests are working in the financial service industry, a recruitment lead may come on hand to help you land the job. One of the most successful recruitment leads is Julie Zuckerberg. Julie went to City University of New York-Brooklyn College where she studied philosophy and the New York Law School where she did law. She started working at Hudson in 2002 and was there for five years. At Hudson, she was a candidate placement for paralegals, support staff, attorneys, and case managers for law firms. She later moved on to the financial services firm Citi in 2007.


Here she was the vice president and also a recruiter. One of her accomplishment was education offered to Citi employee. Later on, in 2013, Julie moved to New York Life Insurance Company where she became a vice president and recruiter.


She is currently the Executive Talent Acquisition Lead at Deutsche Bank. She collaborates with managers in commercial business fields, global technology, private wealth, and asset management to push for recruitment process improvement and regional talent acquisition. She also conducts negotiation and development of managerial level offer that involve critical function stakeholders and asset risk takers.


Julie offers advice to executive and leadership committees. This medium is in regards to recruitment practices and hiring governance that increase efficiency and attract the best and diverse talent. Julie has thirteen-year experience in staffing and recruitment.


In her role as the executive recruiter, Julie collaborated and worked together with business owners and managers to manage and run the entire hiring cycle for both managing director and director recruitment across finance, audit, US compliance, in-house consulting, global technology, investor relations, regional management, and its operation. She would brainstorm with them to establish the most appropriate sourcing, internal mobility, and networking methods.


She was also the manager of contracts and business relationships with other independent firms to get an enormous and timely supply of qualified candidates who were talented.


Julie’s strengths have various talent acquisition skills.She has great talent in strategizing, conflict resolution, leadership, human resource, coaching, interviewing skills, succession planning, and applicant tracking systems. Julie has attained several accomplishments that led her to establish her name in talent acquisition. These personal and career achievements have shaped her into the recruitment expert she is today.


The first accomplishment was becoming a specialist in life cycle recruitment at an executive level. Through this, she was able to form several valuable networks with the principal figures like lawyers, managing directors and much more. Julie Zuckerberg hobbies, which she does in her free time, include arts, photography, running, and learning about technology. She cares about animal welfare at a personal level, economic issues, science, human rights, and civil rights. According to her About Me webpage, she is on several social media sites. She has a Pinterest profile listed under her handle on Twitter as @juliezuckerberg.

EOS Keeps Your Lips Sensational for Others

Of course, you want your lips to be soft and luxurious all the time, and the best way to do that is with all natural, organic EOS lip balm flavors. Evolution of Smooth, or EOS, is a fantastic find in the war against dry, cracked lips, especially in the winter months. EOS will keep your sensitive lips naturally soft and supple.


EOS lip balms are filled with a healthy combination of vitamin E, soothing shea butter, and jojoba oil. These high-quality ingredients are used to create lip balms that are packed with antioxidants to keep your lips extremely soft all day long. Protection is also a key factor, and EOS protects your lips from the elements naturally.


These sensational lip balms are hypoallergenic and petrolatum free, and they have been dermatologist tested to maintain soft, smooth, beautiful lips. They come in a variety of scrumptious, naturally-flavored balms packaged in adorable, matching-colored oval cases that you can carry everywhere.

Delicious Flavors Make EOS Fun

The 15 flavors made by EOS include Honeysuckle Honeydew, Blueberry Acai, Vanilla Bean, Pomegranate Raspberry, Summerfruit, Medicated Tangerine, Sweet Mint, Passion Fruit, Strawberry Sorbet, Vanilla Mint, Sheer Pink, Coconut Milk, Blackberry Nectar, Lemon Twist with SPF 15 and Grapefruit with SPF 30.


EOS organic lip balm is only the beginning of the Evolution of Smooth. Also included in the line is a naturally sensational shaving cream and a hand and body lotion. You want all areas to be sensual and smooth at all times, and EOS is the best way to do that.

For added Info, visit ebay.com.

If you prefer lip balm in the traditional stick, EOS lip balm has this available too, and for your convenience, the lip balms are sold in multi-packs, too.

Click this https://www.amazon.com/Organic-Smooth-Strawberry-Passion-Honeydew/dp/B009QTDYYA